For a beginner, decentralized finance can be incredibly complex. Here’s a list of a few chains filtered on the basis of gas fees, easy onboarding, ecosystem, and safety (relatively):

1. Harmony: It allows users to pay very low gas prices no matter how hard the transaction is. Harmony also lets users make direct withdrawals from Binance, and has a modest dApps ecosystem when compared to other more established chains.

2. Fantom: Fantom is fantastic for both new and seasoned players. It has a lot of interesting projects, is quick, inexpensive (pennies for a gas cost), and has withdrawal support in many exchanges.

3. Cardano: Cardano is a blockchain for executing smart contracts that aspires to be secure, decentralized, and scalable. A layer 2 solution called Hydra is being developed to aid in scaling the Cardano network. Several proprietary smart contract code languages used by Cardano set it apart from Ethereum’s well-known Solidity script.

4. BNB Chain: The native smart contract chain from Binance is called BNB Chain. Its native asset serves as both a transactional currency within Binance’s leading centralized exchange and as the engine for dapps within the ecosystem. An EVM-compatible blockchain called BNB Chain provides consumers with scalability, but at the risk of being more centralized. When it comes to dapp activity, BNB Chain is the second most popular blockchain.

5. Solana: Solana allows for larger block sizes, which necessitate a more robust node architecture, in order to optimize for scalability and high throughput. With minimal transaction costs, Solana can process up to 50,000 transactions per second. These throughput benefits, however, come at a price. Given the need for nodes, Solana’s decentralization is less pronounced than it is with other blockchains.